Hi @Rich_FL,
I tried H&R Block's software to compare. Near the end of the Schedule E, it asked me two questions. If the rental property was a short term rental averaging 7 days or less and if I materially participated. After answering yes to both questions it allowed me to use my losses to offset non-passive income. There are definitely benefits to sticking with the Schedule E versus the Schedule C. This is of course as long as you do not provide substantial services - if you did you would need to file a Schedule C. Just thought I would update you since I had the same issue. I will be processing my return with H&R Block because of this. It seems TurboTax did not build their system to capitalize on this important tax break for short term rentals.
For those who aren't informed about this strategy - @Anonymous_, here is an article: https://www.therealestatecpa.com/blog/short-term-rental-tax-strategy
