1098-E: who pays it?

The loan is in my name, but my mom's been paying it for me.  I've never claimed it before, but now that I'm not a dependent, my mom wants me to claim this.  But I'm not paying it, even now.  Can I claim it?  It's attached to my name and SSN -so I should be able to- but I'm not paying it -so I shouldn't claim it, right?