I've read what you sent and also IRS Pub 970 Chapter 2 page 16. <a rel="nofollow" target="_blank" href="
https://www.irs.gov/pub/irs-pdf/p970.pdf">https://www.irs.gov/pub/irs-pdf/p970.pdf</a>. Yes, it appears you may do this to maximize your refund. Please see the examples for guidance. Also, you may want to test out the scenario by creating additional test cases in TurboTax.
