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Education
If your 1099-Q distribution was used to pay a student loan (up to $10,000 limit) and other qualified education expenses, you don't need to enter it in your return.
If you have a 1098-T with a larger amount in Box 1 (Tuition) than Box 5 (Grants/Scholarships) you should enter it in the Education section, as you may qualify for an Education Credit. If the amount in Box 5 is larger, then the excess above tuition and other expenses is moved to taxable income.
Here's more detailed info on Form 1099-Q and Form 1098-T.
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‎February 17, 2026
5:35 PM