JFW3
Level 3

Education

100% agree.  I have the same questions.  A QTP-to-Roth transfer shouldn't increase your taxable earnings, but TT may not want to assume that, since there are likely situations where a QTP-to-Roth transfer doesn't qualify under the rules.  For example, if you transfer more than $35,000 over a lifetime.  They may tell us not to input the 1099-Q, which was the answer last year.  Box 6 is terribly worded.  They need to follow the 1099-Q -- but wonder how the answer is programmed into TT.