@selbym
most don't understand how this "late filing" works.
if you are due a refund, there really is no such thing as 'late filing'. You have three years from the original filing deadling (so until Oct 15, 2028 in your case) to claim the refund. The IRS would just assume you NEVER filed so it can keep your refund!
if you owe the IRS, you must pay that amount by the due date (April 15, 2025 in your case). There are interest charges of 7% (annualized) for each day the payment is late. The extension does not delay the payment of the money; it only defers the filing of the paperwork. If the paperwork is filed late (after Oct 15, 2025 in your case, since you filed for an extension), there is a 5% PER MONTH penalty TIMES the amount due for up to 5 months. But read that closely, the penalty is based on the AMOUNT DUE....and if there is no amount due, there is no penalty!
The IRS cares more amount the money than the paperwork when you owe them. When it owes you, it doesn't care if you never file!
