Thanks so much! I will read all this VERY carefully in the AM (I am whipped!)
My husband thinks he has figured out the issue. The amounts on the 1099Q don't match the 1098-T due to a timing issue. The 1099-Q recorded the amounts on the date we requested it. The 1098-T seems to be from when the college posted the payment. It takes some time for the 529 plan to issue a check (they don't do electronic) and then the college is closed for winter break. So the amounts fall in different years.
