Hal_Al
Level 15

Education

Q.  Can the 529 be used to reimburse the qualified educational expense of $14,770 in addition to future tuition payments within this calendar year (2025)?

A. No,  since the "student" is not the beneficiary of the 529 plan.

 

"Qualified family member of beneficiary" is only relevant if you are going to change the beneficiary or roll it over to a related beneficiary's plan.  The distribution would have to be done after rollover. The spouse of a related person is not a qualified person for a beneficiary change/rollover.  A year after the beneficiary change, and 2nd beneficiary change could be made to the spouse.