What you did is great, you got the money moved and it didn't touch your hands, well done!
Commonwealth - so you have a 1099-R with zero taxable income and no RMD required. It is from a government pension.
Schwab - 1099-R showing an amount and it is RMD. Code 4 is correct. This RMD is not from a government pension, it is from the IRA. You will enter the required RMD and that you took the full amount, all of it was RMD.
Moving forward, you will submit 1099-R forms from your inherited IRA each year. I do too. You have made it through the worst. Best wishes!
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