My loans were forgiven by the rescue plan for 2024, and it says not taxable income in the letter. I contacted my loan provider and they said they only send a 1099-c out on taxable income. Mine wasn't so none would be sent. Would I need this form for federal and state? In New York they did pass legislation in 2024 that did say student loan forgiveness was not taxable income, but an expert may have a definitive answer? I was asking if NY considers it taxable income or not for the past year's taxes? So would I need the 1099- c and 982 for federal and state?
