@Hal_Al Thank you very much for your amazingly detailed TT-use guidance, which would benefit not just me, but many people who would search for answers to similar questions in the future, like I did before I finally decided to join the TurboTax Community (TTC) to pose my own specific questions for the first time above, even though I have used TT for several years, as the answers from the TTC that I had found through my web search did not quite answer my specific questions.
Your clarifying footnotes * and ** were also highly helpful (for me and for any reader who will come to this thread).
Thank you very much once again.
vql
PS: I also learned from your reply to use a few convenient acronyms, particularly "TT".
