Thanks for taking a crack at this. A couple of follow-ups...
1) No scholarships in Box 5 on the 1098-T
2) My thought was that the $21,000 in 529 withdrawals would go to a combination of tuition (9000) and room/board (12,000). This would keep things clean and no taxes would be owed on the 529 withdrawals. It would then leave $8000 of tuition costs to be split between part of the I-bond withdrawal ($4000) and savings ($4000... need this to qualify for AOTC). So a portion of the I-bond withdrawal will be taxable... but at least some of it would get excluded.
Again, thanks for your input!
