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Education
It is acceptable to have the distribution paid to your child (or to you, if you made the payment) after the beneficiary is changed since it won't make sense to have it paid directly to the school after they've already been paid. This shouldn't cause any issues on the 2025 tax return when you file.
Keep in mind that you will not need to report the distribution at all, if all of it is used for qualified expenses.
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‎February 5, 2025
10:15 AM