Student #1 is over 25, full-time grad student, part-time income <$4000. We pay rent & food, 25k tuition paid by grandparent-owned 529.
Student #2 is under 19, full-time undergrad, part-time income >$6000. Of tuition +R&B costs, we paid 4k and rest ($30k) paid from custodial 529 (parent custodian FBO student, established with UTMA $).
In both cases, 529 distribution checks were payable to student, who endorsed to parent, who deposited and wrote checks to schools.
And, if students were between ages 19-24, would this make any difference in outcome?
