Hal_Al
Level 15

Education

Q. The 529 AQEE of 8433 are partially paid by student loan of 2227,  should I reduce the 529 AQEE of 8433 by loan of 2227, so my tax free 529 AQEE becomes 6206?

A. No. The student loan is irrelevant and can be ignored. It would be no different than if grandma had given you $2227 to help pay for school. The are both just "your money".  One is borrowed money and the other is gifted money.