If my daughter wasn't attending community college, worked full time, but still lived at home, we would ask her to pay something to cover both her food AND the fact that she's living in a room we could use for something else, though not at market rates (e.g. maybe $300/month for housing plus actual food costs).
Our community college lists an amount for "housing" that is about $3600 per school-year ($400/month if you figure 9 months) -- in addition to over $4000/school-year for food.
So why can't we withdraw $300/month from her 529 Savings to cover her housing costs (in addition to her actual food costs), since her being in school full time is what's keeping her from being able to "pay her own way" for using our extra room, sharing the bathroom, having access to the rest of the house, etc.?
