Hal_Al
Level 15

Education

You are almost always better off filing jointly*. But as the other reply indicated, the only way to be sure is to prepare returns both ways and compare.

 

If you use the download version of TT, instead of the online versions, you can do multiple returns for just one fee.

Or you can try this tool:   https://turbotax.intuit.com/tax-tools/calculators/taxcaster/?s=1

 

*Be aware, Many loan providers require you to file separately if you are asking for reduced loan payments based on your separate income.

 

Q.  We are planning to get someone to do our taxes tho. Would they give advice as well?

A. Yes, if they're experienced.    But,  beware "walk-in store front" preparers, during tax season.  There are many first year workers. That said, a MFJ vs MFS comparison is a relatively simple and routine procedure on a pro's computer.