Thank you! I ended up paying for expert help after spending hours trying to figure it out. I told her that I read about deleting the 1099Q and she suggested that I not do that. But I did it anyway (and then added it back) and it appears it does not impact your taxes even though it appears under Misc. Income. I hope this helps someone else since it is not very logical the way TT presents it. She was confused by all of this, too, and did not know of the problem or what to do with it until I showed her that it was not showing as taxable after I deleted it.
