AmyC
Expert Alumni

Education

Room and board is to help make the 529 not taxable and has no effect on your tax credit. You don't need to worry about their contribution to room and board on your tax return.  IRS Publication 970, Tax Benefits for Education states:

If the entire 1099-Q went to qualified expenses, room and board, tuition, etc then you do not need to enter the form. Tuition paid for the first 3 months of the next year also qualify, see page 12, What Expenses Qualify, and page 52 for qualified distributions.

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