Why do I suddenly have to pay to file my taxes? What qualifies the student loan tax break (1098-T) as 'not simple'?

In the 'Review' section, it told me that because filing my student loan tax breaks (1098-T), my taxes are not qualified as 'Simple' (whatever that means) and that I'm forced to pay. This was further reiterated in the payment section by way of claiming that I'm somehow ineligible to pay with my refund. Explain the grift.