Q. I called Vanguard today and they told me I don't need to do anything because the qualified expenses were INCURRED in 2023 despite being paid in 2024. The rep was seemed to feel very strongly that this is a straightforward situation and nothing would need to be done. Do you agree?
A. Yes. I think you're on firm ground and would not worry about it any more (although it's not that "straightforward"). In particular, you sent the payment in December.
Q. The Vanguard said one could not return money to a 529 within 60 days! Is that right?
A. No. But, we're seeing a lot of that, in this forum (it's not just vanguard). They appear to not want to make the effort. "Good help's hard to find".
