Hal_Al
Level 15

Education

@NCperson  said  " You NEVER get out of the tax on a TRAD IRA" distribution.

 

There is an exception, the Qualified Charitable Distribution (QCD).  Starting in 2018, if you have the IRA administrator send money directly to a qualified charity, you do not have to pay tax on that distribution.  It does get reported on your tax return,  on line 4a of form 1040.  But is does not get reported on line 4b (taxable amount).