Thanks again for your follow-up reply. Working with my daughter, we have finalized her tax return without reporting the 1099-Q and the 1098-T, and she is due for a pretty decent refund.
I am retaining all related documentation, and in the event the IRS needs more information, we will be ready to present it.
Also, I will likely continue to claim my daughter as a dependent, at least until she is finished with college.
With much gratitude...
