No 1098-T Form But I Still Owe Money

I did not receive a 1098-T for my 2022 school year. I contacted the school, and they informed me that my expenses were 0 and that I had a $15,000 scholarship for 2022. I paid $18,000 for the 2022 semester, but it turns out I paid the for the 2022 semester in December 2021, so it was not included on my unofficial 1098-T. When I put the $15,000 scholarship into TurboTax, it says I owe $500 even though the entire $15,000 was used on my tuition. Is there anything I can do to reduce the amount I owe or am I stuck? $500 is a lot for me right now.