Not sure what to enter for 1098T

Hello,

I am filing my taxes for 2022 on TaxAct.com and I am unsure how to process through my 1098 T. I was a graduate student who received tuition waivers and federal loans. My 1098 shows the amount of fees I paid (total billing minus tuition waiver). I also took out more in student loans than I needed so I could use the refunds for living expenses since the grad assistantship didn't pay much.

 

For Tuition and Fees not on the 1098t do I included the cost of tuition despite me getting waivers?

 

If I do, do I need to include them in the tuition reimbursement and refunds section? 

 

Would I include those student loan refunds anywhere in my taxes?