I'm in a similar situation, having a son started college full time in fall 2021 who earned W-2 income $2000 from a part time job and some interest income. Regarding your point #2 Unearned income (....taxable portion of 529 distribution), the 529 distribution gain is reported under my, the parent's 1099-Q. For my son who's the beneficiary of the 529, if the 529 gain $2000 is counted he'd meet the unearned income threshold $1100. Without the 529 gain, he would not meet the threshold. While Turbotax clearly attributed the 529 gain to my tax return. Can you pls clarify if my son should account the 529 gain and must file a return on his own? Thank you!
