The gift tax exclusion is $15,000 (2022: $16,000) per donee.
So you are correct that up the limits you mentioned, there is no need for gift tax returns.
However, when you contribute to a 529 plan with yourself as beneficiary, this is not a gift and the limits do not apply.
Also, please note that New Jersey taxpayers with gross income of $200,000 or less can qualify for a state income tax deduction of up to $10,000 per taxpayer for contributions to the plan. That's a deduction of up to $20,000 for a married couple filing a joint tax return.
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