Good point, it would be $2200, which would make it even better.
A 529 plan is usually just a limited amount of investment options. Same risk as a brokerage. But a brokerage gives you more options if you want it.
As I pointed out, both options can be tax free. And as Opus pointed out, a 529 has potential tax and penalties if not used for education. So I don't understand why you would choose a 529 before you do a brokerage.
