@AmeliesUncle said "The parent can be selling/trading in the brokerage account and realize up to $1100 of gains per year, gains per year, tax free".
Isn't it really $2200? (assuming the account is in the child's name or a custodial account). The first $1100 is covered by the child's standard deduction and the 2nd $1100 is taxed at the child's tax rate (0% for long term gains, qualified dividends and capital gains distributions).
@Opus 17 said "Dabble in stocks is not how you save for your child’s college tuition".
@AmeliesUncle said "Why Not?
The 529 plan has less risk and less hassle and nearly the same potential (thru mutual funds) . A stock dabbling fool and his child's college money are soon parted.
