Hello. This analysis seems to be in direct contradiction to most 529 plan administrators that say the off campus student room and board amount is based on an "estimate" provided on each University's Bursar/Financial Aid web site. So, in the case of my freshman daughter, room and board "on campus" was approximately $15,000. As a sophomore, she is forced to live "off campus" and the published off campus room and board budget is more like $12,000. Makes no sense to me, but this is the case.
