I have claimed as much as I can (diligent accounting on my part). Main issue was that money left the 529 in December and not processed until January, which creates the whole problem. If the December payment were to post in 2020, no issues, but now I have a disconnect (Lessons learned).
Anyway, based on the College 1098T (that we finally coaxed out of them), $10750 in Scholarships was dispensed and only $7220 in tuition/related expenses was received. I am assuming that that $7220 does not include room & Board, but I may have net positive number there due to refunds for R&B paid in December of 2019 for Spring 2020 (How does that factor in?). Additional personal educational expenses added up to $2030. 1099Q is reporting $11452 is gross distributions, earnings of $2429 and basis is $9023. State is MD. child attended a state university, lived on Campus Jan-Feb-Mar, and then was sent home in spring semester. Fall semester was on campus for 2 weeks before they sent everyone home.
