I made payment for spring semester of 2020 in December 2019, using my son's 529 plan.
I made two more payments in 2020 from the 529 plan, too.
Courses were withdrawn from, also, and refunds back to the 529 plan were made.
The refunds in 2020 exceed the value of the disbursements in 2020 because some of the refund came from the money sent in December 2019 for the spring 2020 semester expenses.
TT tells me the refund amount cannot exceed the amount on the 1099-Q. Do I have a problem, for tax purposes, or do I just "cap out" the amount returned to the 529 to match the disbursements in 2020?
