Example 1 is exactly my situation since I am not eligible for the American Opportunity credit due to my income being above $180k. The difference between the 1098T box 1 ($16,146) and the 10999-Q box 1 ($16,709) is $563. The 1098-T is not accurate since my daughter attended summer school ...all the tuition fees would equate to the $16,709.
In any case, I removed the 1099Q information to see the difference in taxes without it and it is less by $602. This is much more than the $139 and hence my concern that the software is not accurate.
Also, my daughter only made less than $3500 in her job so she is not filing a return.
Thank you so much for your help. Your responses have been great.
