What you're saying is: you took a distribution in 2020 but didn't spent the money until 2021.
Technically, that's not allowed. A distribution must be taken in the same year as the money is spent.
You meet the spirit of the rules, spending the money on qualified expenses. This happens a lot. Some people take the attitude, I'll claim it and hope the IRS accepts my explanation, if audited.
Next year, you need to do better planning, so you meet the rules.
