I am the parent; my daughter is filing as an independent. She graduated in August 2020 and has been working since then. Her name and social are on the 1099-Q.
On the 1099-Q, Box 1 is $23,152.28 and Box 2 and 3 are $0 (not blank).
On the 1098-T, Box 1 is $14,610.00 and Box 5 is blank. Box 4 is $110, in case that factors in.
She lived off campus; the school's Room & Board charge for the spring semester is $8,450.
She paid $92.28 for books.
When I include all those numbers in the Education Expenses Summary, it is still adding part of the distribution to her taxable income.
I might be able to "find" some additional expenses. I see they include a box for internet service, which I know she paid during the spring semester. She took summer classes remotely from home, but did not include any amount for room and board for that, even though she was still paying rent elsewhere for part of that time.
