Debt and student loans

Hello, 

  My name is Danielle Olivari & I have been un employed for over a year now. I have a student loan over 12,000 & a credit  card debit for almost $500. Is there anyway i can put a hold on the load so I dont keep paying interest on it until I have $ coming in & can we figure out something for the credit card debt? Please get back to me ASAP. Thank you so much  stay healthy & safe!