Thank you! Your steps worked. My MAGI is above the maximum amount to qualify for the education credit, so there is no difference based on that variable. For some reason, until I followed the sequence of your steps, TT was not off-setting the off campus room/board that I paid out of pocket with the 1099Q distribution amount and it was taxing a portion of the earnings.
My son (the student above) needs to file federal. I was the recipient on the 1099Q and he was the beneficiary. Does he need to declare anything from the 1099Q or 1098T? Would he qualify for the educational credits, since I could not claim them?
