You can verify whether your refund has initially been applied to any student loan debt, and check its current status, by calling the Bureau of the Fiscal Service's Treasury Offset Program. You'll find the number in the IRS' Topic Number 203 - Reduced Refund.
According to the Consumer Financial Protection Bureau’s What you need to know about student loans and the coronavirus pandemic page,
“The Department of Education has stopped the collection of defaulted federally-owned student loans including garnishment of wages, the offset of tax refunds, and Social Security benefits. There is no additional action required from you for your federally-owned loans. For all other loans you may have, contact your servicer to find out about your options.”
**Say "Thanks" by clicking the thumb icon in a post
**Mark the post that answers your question by clicking on "Mark as Best Answer"
