Most non working students do not need to file a tax return and get no benefit for doing so. But, there are exceptions. Loans are not reportable income. Scholarships that are used to pay qualified expenses (tuition, fees, books and course materials) are tax free. Even if some of your scholarships are taxable, the taxable portion would have to be more than $12,200 before you needed to file.
Are you claimed as a dependent by someone else (parents)?
How old were you, on 12-31-19?
What amounts are in box 1 and box 5 on your form 1098-T?
