Hi - I agree that is what should be taxable. However, because I was the account owner and not the beneficiary, TT doesn't ask me any further questions, it just plugs the $30,421 gross distribution number in. If I was the account owner but not the beneficiary, does that mean I have to pay federal taxes twice on the $16,206 basis that I paid? If not, how do I get TT to change the number?
