@Carl - Thank you
The only reason I'm 'not sure' is because the math seems slightly off: On 1098-T, the Box 1 24215 minus box 5 16650 = 7565. My distribution from the 529 was $7590. I don't know why there is a $25 difference. Beyond that, I am 100% certain that the $7590 went directly to the school.
Update - turns out there was an adjustment in late 2019 due to a course that she withdrew from. That caused the box1 -box 5 to be $25 less than the 1099Q amount.
I will get with the college to see if I can get that print out and verify (and to have it for my records).
If what you are saying is indeed correct, that the 1099Q is embedded in the 1099T Box 1 (as it seems to be), AND, that including the 1099T in this manner constitutes correct reporting of the 1099Q....THEN, I could agree with the whole proposition that reporting the 1099Q separately is NOT REQUIRED.
One more thought - it would be nice if TurboTax helped us on this. On the student form it clearly asks - "Did you receive a 1099Q in your name". When you enter YES and put in the numbers you end up with what appears like over taxation. For us, its a $923 negative swing - which is enough to warrant digging in to this!
The trouble here seems to be with the claiming of the AOTC on the parent form (via the 1098T) and then when trying to report the 1099Q on the student form there is no way to use the 1098T (stranded/remaining tuition) on the student form. 'Double dipping' rules and 'exception' language just adds to the confusion.
