@NCperson "my preference is always NOT to override anything" - thanks for that...that's the kind of input I'm looking for.
However, with regard to my dilemma, if I don't 'override' there is NO WAY to pull of that little 'transfer' with the 1098-T dollars.
The impacts are not so bad this year, but next year will be double as I increase my 529 draws.
I understand about the 'guarantee'. I was running into that as I started tweaking all the forms trying to figure out how to nullify that dang 10% penalty. However, at the heart of the IRS platform are forms. There are root forms, intermediate forms and summary/final forms. If i make a change in a 'root form' it should be good from a calculations perspective (though it still may be questionable). And TT will flag you if you fart it up too bad (as I've done).
