SusanY1
Employee Tax Expert

Education

Don't forget that room, board, and books count as qualifying expenses, too! (from the 529 plan.)

 

Based on the other information that you have provided, however, it doesn't appear that you will have any taxable income for the year, even if the entire distribution is considered a taxable distribution. 

 

From the information given, it doesn't look like you need to file a tax return for 2019.

 

Form 1099-Q is typically mailed to the owner, but neither of you needs to report it when there is no taxable consequence to the distribution.  

 

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