Thank You for your responses. I realize you are saying "just complete form 709 b/c there probably won't be any gift taxes (if under $11.7M). I reluctantly plan to do that. Just so I'm clear, based on your answer(s) and everything I've read on your website (Thank You for the links), the IRS does NOT recognize this as a 'reimbursement' for contributions (i.e., loans) I gave to my daughter in previous years. We have to complete the form for all contributions AND reimbursements b/c they see them all as gifts, correct?
