Q. Do I need receipts to use 529 funds for food for my college student son living off campus?
A. Simple answer No. On audit, the IRS is likely to accept the schools published rtes and that is the maximum you are allowed to claim. On the other hand, it wouldn't hurt to throw what receipt you do have into a shoe box.
Q. Can I pay mortgage with 529 funds?
A. No, that's an investment expense. You can count utilities.
References:
https://www.forbes.com/sites/josephhurley/2016/02/04/dont-make-these-mistakes-when-reporting-529-pla...
https://www.savingforcollege.com/article/using-your-529-plan-to-pay-for-room-and-board
