Thank you Carl. I REALLY appreciate you taking the time to respond in such detail. I need to dive into this more fully to truly understand it all, and I plan to do so soon. In the meantime, I have one 529 related question: My grandma open a 529 in her and my son's name. We used some of that 529 money for his tuition this year. Does he need to claim this or will this all be claimed by my grandma?
