Ok, let's put this another way. The lender is *required* to report any points paid in box 2 of Form 1098, to the extent that the points paid conform to certain specifications in the tax code. They can't arbitrarily leave amounts out. If you're going to report something other than what's in box 2 of that Form 1098, then you should really contact the lender and have them issue you a corrected 1098. My guess is they won't do it, because it's most likely correct as is; they generally understand the relevant tax code.
