Carl
Level 15

Education

Should be simple then. But understand you most likely will not get much in the way of education credits. I'm sure the $2K in scholarships did not cover your total tuition for the year. But the way it works with the IRS, is that the borrowed money will be applied to the outstanding qualified education expenses not paid by the scholarships, before your earned income will. Since borrowed money isn't your money, you won't get any big tax credits for it on the education side of things.
But the important thing to understand is, this is all speculation. You actually have to work through it and complete your tax return in it's entirety.
In the future, you won't get any more education related tax breaks until you start paying back the student loans. If they're qualified student loans, then you'll get a 1098-E each year starting the first year after you begin paying those loans back. The interest you pay on a qualified student loan will be tax deductible for you. But understand this:
If you default on your student loans, you can forget it. All tax breaks are gone permanently and forever, out the window.