I am guessing your 1098-T has an amount in box 2. If such is the case, it can be considered a timing difference.
You do want to enter the 1098-T. There should be a hyperlink, about what If I paid something different. The 1098-T isn't necessarily exhausting in qualified education expenses. So let's take this piecemeal.
Here is a video about how to enter it.
https://turbotax.intuit.com/tax-tools/tax-tips/College/Video--Guide-to-IRS-Form-1098-T-Tuition-State...
In respect to student loans, that is the same as paying cash (all things being equal). It is not uncommon for what you report and what they have received to be different. An analogy would being billed by a utility company in December and paying it in January. The fact that you haven't paid them yet isn't an impact as long as you are obligated to pay it. (like a credit card).
Here is the IRS publication
https://www.irs.gov/pub/irs-pdf/p970.pdf
The long and short of it is......
1.) Enter the 1098-T
2) Should have a link that reads "What if I paid something different"
3) Student loans count as paid by you..
