My husband has a college loan that was incurred before our marriage. I've been told that even though the debt is not mine, ½ my income is considered my husband's. So, if I file a joint return or have joint assets, the lender can garnish my wages. Is there a form I can file that would prevent Nelnet from taking my income to pay my husband's debt. I don't think Injured or Innocent Spouse forms would work because I'm not disputing tax payments or refunds. I can continue to report under Married Filing Separate, but then I don't get the associated benefits of that. The Turbo Tax agents weren't able to answer this and tried to have a CPA call me, but I never got a call back. Thanks for your help!
